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Wright-Gardner presents *NEW* Home Videography Service
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In the event of a loss, can you supply proof of your contents to your insurance company?
Can you supply an adequate description of your property?
Do you have receipts of all your valuables?
... read more |
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Wright-Gardner Insurance Announces $649,346 Of Dividends For Local Chamber Members
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| ... read more |
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Loss Control Equals Cost Control
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| To help curb escalating workers compensation premiums, many businesses have pursued unconventional means of saving money. For example, employers have cut labor with hopes of reducing payroll (thus trimming premiums). In more extreme cases, business owners are being shut down by state regulators and facing penalties, including jail time, for comp fraud.... read more |
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What's An Experience Rating Program?
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| In many states, once your workers comp premiums exceed a certain level (usually around $10,000) you’ll be placed into an experience-rated program. For the most part, this is an automatic election over which the employer has no control. But what exactly is it? ... read more |
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New Equipment Requires Insurance
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| If you’re planning to buy new construction equipment, don’t overlook one key factor in making intelligent purchasing decisions—your insurance coverage.... read more |
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Preventive Health Care
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| It is no secret that employers have been faced with ever-growing health care expenditures during recent years. In large part, these expenditures have been fueled by three factors: 1) an increase in the cost of the delivery of services, 2) misuse of benefits, and 3) the factors of stress, obesity, smoking, and drug use.
... read more |
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Inventory: Priority Home-Improvement Project
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| If your home were severely damaged or destroyed, trying to recreate exactly what was in the home at the time of the incident might be nearly impossible.... read more |
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Advanced Business Planning: Key Person Insurance is Smart, Affordable, and Necessary
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| Andrew Carnegie had it figured out. He understood how important his key employees were to his business. He knew that his biggest assets were his key employees.... read more |
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Annual Policy Reviews - An Easy, Effective Way to Make Sure that Your Life Insurance Objectives are Being Met
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| When was the last time you checked your bank statement? How about the balance of your 401 (k)? Your stock portfolio? Why should your life insurance be any different? You recognized the need for life insurance and purchased a policy with the coverage and features that best suited your needs. However, are you sure that policy is still accomplishing your goals?... read more |
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Advanced Business Planning: Business Continuation/Business Succession Planning
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| An area of business planning that is often overlooked is the area of business succession planning, sometimes referred to as business continuation planning. There are two types of business succession plans:
· those created by design,
· those created by crisis;
Question: which strategy describes the plan for how your business will continue to operate if something happens to you?
... read more |
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Chamber of Commerce Long-Term Care Exclusive
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| Wright-Gardner Insurance has designed a long-term care insurance program for members of the Hagerstown-Washington County Chamber of Commerce and their employees. This program offers the opportunity to purchase this important insurance coverage at competitive premiums.... read more |
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When Is a Flood Not a Flood?
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| Often, the way a word is used in everyday conversation is not the way the word is defined under your insurance coverages.... read more |
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Save money! Get HIPP!
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| ... read more |
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Contractual Liability - Loss Transference
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| Contractual liability arises when one party assumes the financial and legal consequences of certain liabilities of another through a contract...
... read more |
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