Business Auto Insurance

Your vehicles are critical to the success of your business. To successfully protect your business, it is important to have properly set up commercial auto insurance.

There are a number of different options to consider, including whether fleet insurance or per vehicle policies are the best solution for your unique situation. We are here to help guide you through the different options available. We specialize in helping businesses with their insurance and risk management programs.

What is commercial use?

Your personal auto insurance will exclude coverage for commercial uses of your vehicle. That is why it is important to discuss your needs with us, so that in case of an accident, there is no chance of being uninsured.

What can be done to lower the cost of commercial auto insurance?

The following strategies can generally help to lower the cost of your insurance coverage:

Other Considerations

Certain types of businesses are subject to federal and state regulations in the operation of their vehicles. It is important to fully understand those regulations. We can help you, to ensure you are in compliance. In addition, it is important if your company will be using the equipment of third parties, such as leased or rental equipment: if so, you will need non-owned vehicle coverage. We are happy to help you ensure you are in compliance and have the appropriate level of coverages for your business.

We specialize in helping businesses with their insurance protection, including their vehicles. Contact us today for a no obligation review.

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Accountants Insurance

We specialize in insurance programs for accountants

Animal-Related Businesses

We specialize in insurance programs for many animal related business

Attorney/Lawyer Insurance

We specialize in insurance programs for attorneys and lawyers

Auto Repair

We specialize in helping auto repair shops with their insurance and risk management program.

What is BizAssure?

Our Partnership with BizAssure allows you to use free services that would normally cost your business thousands of dollars

Bonds

Our bond team specializes in contract and commercial surety bonds for a wide variety of industries

Business Liability Insurance

Sometimes there are challenges that must be overcome in order to keep your business running

Car Dealers

We have the experience and the expertise working with car dealers providing both insurance and risk management services

Religious Organizations

When it comes to insurance coverage, religious organizations face unique challenges and requirements unlike those of any other organization

Community Banks

We specialize in programs for community banks - providing the protection and the soundness needed to provide you peace of mind

Condominium/Community Associations

We understand the complexities of Community Association risk management

Contractors Insurance

We specialize in helping contractors with their insurance and risk management.

Cyber Liability Insurance

Social media has opened up new risks for employers

Educational Institutions

We have the expertise, the experience, and the products tailored specifically to meet the needs of educational institutions

Employee Benefits

Wright-Gardner Insurance can help you evaluate the programs you currently offer or may want to offer in the future

Excess Liability Insurance

Excess Liability is also known as “Umbrella Liability” because it covers your business like an umbrella

Habitational Insurance

When it comes to habitational insurance – experience counts, and we have that experience

Hotels/Motels/Hospitality

We specialize in the hospitality sector, so we understand the unique needs and challenges

Large Property Insurance

We specialize in helping those owning “large properties” with cost-effective insurance and risk management solutions

Management Liability

Management liability insurance is a relatively new type of insurance protection, protecting against allegations of financial injury

Manufacturers

Our manufacturing insurance can cover your contents and stock, which includes machinery and plant and loss of profits, plus products' liability

Non-Profits

Our professionals are well-informed experts who understand the nonprofit arena and proactively look out for your interests

Nursing Homes

Your business takes care of those in need – and our business is to help you with your insurance and risk protection needs

Professional/Medical Offices

Whether you are a doctor, lawyer, CPA, dentist, or other professional, you have very specific insurance needs

Real Estate Professionals

We specialize in helping real estate professionals with errors and omissions insurance coverage

Restaurants

Our experienced staff understands the challenges of running a restaurant and the coverages needed to protect your business

Retail Stores

One of the most important things you can do to protect your assets and secure your reputation is to have the right insurance

Social Services

We understand the insurance and risk management needs unique to social services organizations

Technology

We want to make sure our clients in the technology sector fully understand the different areas of exposure and the kinds of insurance protection available

Trucking Insurance Specialists

We specialize in complete insurance coverage and packaged solutions for your company's needs, including fleet, tractor/trailer, drive-away contractors, dump, bobtail, flat-bed and more

Wholesalers/Distributors Insurance

If you are in the wholesaling and distribution business, there are specific needs related to the type of insurance coverages you need

Workers Compensation

We specialize in helping our clients to understand the complexities of workers compensation insurance

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