Business Liability Insurance

Your business runs like a fine-tuned machine most of the time. Sometimes there are challenges that must be overcome in order to keep your business running. One way to overcome challenges is by having a properly set up insurance and risk management program for your business. The first key to any program should be liability insurance.

Commercial liability insurance is designed to cover any injuries caused by you, your company, or your products/services to a third party. For example, if one of your products were to injure a third party, liability insurance would provide coverage in case you were sued for damages. The injury does not need to be physical, it can also be financial. For example, if you are a software firm and the software you provide to a client is hacked due to poor security, and individuals suffer financial loss, you could be sued. Again, that is where liability insurance can provide protection. In most places in the world some form and amount of liability insurance is required. However, it is important to work with an insurance professional who will work with you to understand your unique business needs and custom design a program to protect you and your business.

We work with our clients to fully understand their business and their potential risk exposure; only then will we make recommendations. Contact us today to find out more.

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Accountants Insurance

We specialize in insurance programs for accountants

Animal-Related Businesses

We specialize in insurance programs for many animal related business

Attorney/Lawyer Insurance

We specialize in insurance programs for attorneys and lawyers

Auto Repair

We specialize in helping auto repair shops with their insurance and risk management program.

What is BizAssure?

Our Partnership with BizAssure allows you to use free services that would normally cost your business thousands of dollars

Bonds

Our bond team specializes in contract and commercial surety bonds for a wide variety of industries

Business Auto Insurance

To successfully protect your business, it is important to have properly set up commercial auto insurance

Car Dealers

We have the experience and the expertise working with car dealers providing both insurance and risk management services

Religious Organizations

When it comes to insurance coverage, religious organizations face unique challenges and requirements unlike those of any other organization

Community Banks

We specialize in programs for community banks - providing the protection and the soundness needed to provide you peace of mind

Condominium/Community Associations

We understand the complexities of Community Association risk management

Contractors Insurance

We specialize in helping contractors with their insurance and risk management.

Cyber Liability Insurance

Social media has opened up new risks for employers

Educational Institutions

We have the expertise, the experience, and the products tailored specifically to meet the needs of educational institutions

Employee Benefits

Wright-Gardner Insurance can help you evaluate the programs you currently offer or may want to offer in the future

Excess Liability Insurance

Excess Liability is also known as “Umbrella Liability” because it covers your business like an umbrella

Habitational Insurance

When it comes to habitational insurance – experience counts, and we have that experience

Hotels/Motels/Hospitality

We specialize in the hospitality sector, so we understand the unique needs and challenges

Large Property Insurance

We specialize in helping those owning “large properties” with cost-effective insurance and risk management solutions

Management Liability

Management liability insurance is a relatively new type of insurance protection, protecting against allegations of financial injury

Manufacturers

Our manufacturing insurance can cover your contents and stock, which includes machinery and plant and loss of profits, plus products' liability

Non-Profits

Our professionals are well-informed experts who understand the nonprofit arena and proactively look out for your interests

Nursing Homes

Your business takes care of those in need – and our business is to help you with your insurance and risk protection needs

Professional/Medical Offices

Whether you are a doctor, lawyer, CPA, dentist, or other professional, you have very specific insurance needs

Real Estate Professionals

We specialize in helping real estate professionals with errors and omissions insurance coverage

Restaurants

Our experienced staff understands the challenges of running a restaurant and the coverages needed to protect your business

Retail Stores

One of the most important things you can do to protect your assets and secure your reputation is to have the right insurance

Social Services

We understand the insurance and risk management needs unique to social services organizations

Technology

We want to make sure our clients in the technology sector fully understand the different areas of exposure and the kinds of insurance protection available

Trucking Insurance Specialists

We specialize in complete insurance coverage and packaged solutions for your company's needs, including fleet, tractor/trailer, drive-away contractors, dump, bobtail, flat-bed and more

Wholesalers/Distributors Insurance

If you are in the wholesaling and distribution business, there are specific needs related to the type of insurance coverages you need

Workers Compensation

We specialize in helping our clients to understand the complexities of workers compensation insurance

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