Obtaining the right insurance for your operation is serious business, so leave it to the pros at Wright-Gardner. We specialize in complete insurance coverage and packaged solutions for your company’s needs, including: fleet, tractor/trailer, drive-away contractors, dump, bobtail, flat-bed and more!
We have years of experience and a dedicated staff with significant knowledge and understanding relating to the trucking industry. We know how to develop and maintain insurance and risk management programs that are comprehensive and cost effective.
Dedicated service and knowledge has kept our clients feeling secure about who is handling their insurance needs. We know that different businesses have different commercial vehicle insurance needs. By offering flexible policies from various insurance carriers, we provide you with assurance that your policies are the best available in today’s market.
Whether your risk is local or long haul, we can offer a program tailored to your specific needs.
Highlight of Insurance Coverages Available
Vehicles – there are a lot of different types of vehicles out there, and chances are we insure them! Here is a sample list – but certainly not all inclusive – of the vehicles we insure.
Some of the Insurance Coverages We Offer
Truck Liability insurance
This is usually the most costly portion of any trucking company’s insurance package. Protecting you from damage or injuries to other people as a result of truck accidents this coverage is also mandated by the State and Federal agencies and a form of proof is required to be sent to them.
General Liability Insurance
As the name implies this coverage pertains to very broad coverage. Protection for injuries or property damage sustained while on your premises, using your products or services, or because of a breach of contract are some of the more customary types of risk this coverage is intended for.
Motor Truck Cargo Insurance
The transporter of freight and commodities assumes responsibility for the cargo they have taken control of. The amount of that responsibility should be clearly established and understood by both the shipper and the transporter before the shipment is moved. This is usually done by contract, by bill of lading disclosure, or by published tariffs. Unfortunately, this level of detail is often overlooked by both parties.
Bonds & Workers Compensation Insurance
Bonds, for fuel taxes and motor carrier authority, are frequently required by trucking firms. Custom bonds, performance bonds, and other bonding demands are readily available.
We specialize in insurance programs for accountants
We specialize in insurance programs for many animal related business
We specialize in insurance programs for attorneys and lawyers
We specialize in helping auto repair shops with their insurance and risk management program.
Our Partnership with BizAssure allows you to use free services that would normally cost your business thousands of dollars
Our bond team specializes in contract and commercial surety bonds for a wide variety of industries
To successfully protect your business, it is important to have properly set up commercial auto insurance
Sometimes there are challenges that must be overcome in order to keep your business running
We have the experience and the expertise working with car dealers providing both insurance and risk management services
When it comes to insurance coverage, religious organizations face unique challenges and requirements unlike those of any other organization
We specialize in programs for community banks - providing the protection and the soundness needed to provide you peace of mind
We understand the complexities of Community Association risk management
We specialize in helping contractors with their insurance and risk management.
Social media has opened up new risks for employers
We have the expertise, the experience, and the products tailored specifically to meet the needs of educational institutions
Wright-Gardner Insurance can help you evaluate the programs you currently offer or may want to offer in the future
Excess Liability is also known as “Umbrella Liability” because it covers your business like an umbrella
When it comes to habitational insurance – experience counts, and we have that experience
We specialize in the hospitality sector, so we understand the unique needs and challenges
We specialize in helping those owning “large properties” with cost-effective insurance and risk management solutions
Management liability insurance is a relatively new type of insurance protection, protecting against allegations of financial injury
Our manufacturing insurance can cover your contents and stock, which includes machinery and plant and loss of profits, plus products' liability
Our professionals are well-informed experts who understand the nonprofit arena and proactively look out for your interests
Your business takes care of those in need – and our business is to help you with your insurance and risk protection needs
Whether you are a doctor, lawyer, CPA, dentist, or other professional, you have very specific insurance needs
We specialize in helping real estate professionals with errors and omissions insurance coverage
Our experienced staff understands the challenges of running a restaurant and the coverages needed to protect your business
One of the most important things you can do to protect your assets and secure your reputation is to have the right insurance
We understand the insurance and risk management needs unique to social services organizations
We want to make sure our clients in the technology sector fully understand the different areas of exposure and the kinds of insurance protection available
If you are in the wholesaling and distribution business, there are specific needs related to the type of insurance coverages you need
We specialize in helping our clients to understand the complexities of workers compensation insurance