Local Insurance


Wright-Gardner Insurance is your local insurance agent. We are a full-service, independent insurance agency offering comprehensive insurance solutions. Because of our independent status, we can provide you with the best insurance solutions from various insurance carriers. We are not trying to sell specific products from specific carriers. We work for you, our clients, not the insurance carriers. Our ability to help people and truly make a difference in the lives of those we serve is what drives us each and every day. We cater to individuals, families, and businesses. If you are looking for experienced local agents, Wright-Gardner Insurance is the place. Let us help you with your insurance policy needs.


Personal Insurance


Personal insurance coverage can mean many different things. There are multiple types of personal insurance. Some examples of personal insurance are auto, boating, classic car, home, earthquake, farm, flood, life, motorcycle, renters, RV, and umbrella. As the premier local insurance agent, Wright-Gardner Insurance offers these coverages and more. Many individuals and families find themselves shopping for insurance coverage based on price alone but then wish they had done their research when an event occurs that their insurance does not adequately cover. We get to know you personally to figure out which coverages you need and which ones you don’t. Get proper coverage without sacrificing your budget.


Auto Insurance


Auto insurance is required for anyone who owns and operates a vehicle. At the same time, it might not seem like it when you’re purchasing your auto insurance; what coverages you select and where you get your coverage from matters. State minimums cover just that, the bare minimum. If you are in a serious auto accident and there is not adequate coverage on your side or the other driver’s side, then there will be a significant price to pay. Medical bills alone immediately after a car accident tend to eat up insurance coverage quickly. We will take a detailed look at your situation and ensure you have proper coverage at a price point that works for you. It is important not to let cost outweigh coverage in importance.


Life Insurance


One of the most under-valued but necessary insurances in life insurance. In Hagerstown, MD, and surrounding areas, we are your go-to local insurance agents. There truly is no dollar amount that could replace you or someone you love, but it is wise to get protected. Unfortunately, when someone passes on, they frequently leave behind burial costs, debt, and other unpaid bills for their family to worry about. Instead of leaving all of this behind, give your family the gift of life insurance. At the very least, life insurance covers these expenses and generally so much more. When you are covered with life insurance, your family will have time to grieve their loss rather than worry about how things will be paid for. Don’t wait to get coverage. We never know when it is our time to go. Life insurance gives us peace of mind knowing that if we passed away tomorrow, our family would be able to survive from a monetary standpoint.


Business Insurance


We specialize in providing business insurance for businesses in the mid-Atlantic area and beyond. We believe that business owners should rest easy knowing that their business is covered, their employees are covered, and they are covered themselves. Sometimes the risk involved in the day-to-day operation of a business can be enough to cause any business owner to lose sleep at night. We offer car dealers insurance, commercial auto insurance, business liability insurance, contractors insurance, cyber liability insurance, habitational insurance, management & professional liability insurance, restaurant insurance, workers compensation insurance, and more.

Right coverage. Right choice. Every time.