Management & Professional Liability

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Management Liability Vs. Professional Liability

Management Liability focuses on the "acts of running" your business whereas Professional Liability focuses on the "acts of your business" Management Liability normally provides the following protections:

• Directors & Officers Liability to protect past, present and future directors and/or officers (including anyone else involved in the management of your company) for claims alleging a wrongful act and for which the company does not grant indemnification to such person. Employees can also be covered. Typical claims covered by Directors & Officers Liability include unfair competition, poaching of employees from a competitor, misappropriation of trade secrets, fraud or breach of fiduciary duty, mismanagement, etc.
• Employment Practices Liability to protect he company, directors, officers and employees from claims made by current, past and prospective employees for issues arising from employment practices, including harassment, discrimination, failure to promote, unfair dismissal and other employment issues.
• Fiduciary Liability to protect your business and employees from claims alleging mismanagement of your company's employee benefit plans.
• Crime Coverage to include protection from theft of company property, including cash or securities, whether on your premises, in a bank, or anywhere in the world. Impersonation Fraud Coverage should also be purchased to protect you from someone fraudulently moving money out of your corporate account.

Professional Liability protects you from claims resulting in monetary loss to your clients or customers. If you give advice in any form, you need Professional Liability insurance.

Right coverage. Right choice. Every time.