Disability insurance can help to replace a portion of your income when you are sick or injured and unable to work. Some people refer to disability insurance as “paycheck protection.” Having adequate disability insurance can help provide a sense of security - knowing if the unexpected were to happen, you would still receive a regular income.
People are quick to insure their possessions, such as their home and car and also may have life insurance to protect their family in the event of their death. However, do you know what your number one asset is - it is your ability to get up everyday and earn a living. If something were to happen and prevent you from being able to work, even for a short time, would it have an impact on your financial security?
Did you know that an illness or accident will keep approximately 20% of workers out of work for at least a year before they reach age 65? And your chance of missing at least 90 days of work due to a disability is about one in three.
Think about the stress that would be created if you were disabled and not able to work. Having disability insurance could provide necessary replacement income, exactly when it is needed.
For more information about how to protect your income with disability insurance, contact us today.
Automobile insurance is designed to help provide financial protection from auto-related damages, loss, or injuries
There is nothing like being on the open water! However, what if something happened and you were involved in an accident?
We specialize in classic and collector cars with unparalleled service and knowledge... We understand the market and the importance of insuring your car for its true value
We understand the market for condominium owners and specialize in helping our clients with this type of coverage
Earthquakes have occurred in 39 states since 1990, and approximately 90% of US households live in areas considered seismically active
We provide competitively priced programs for all types of farms and agribusinesses
If there were a theft or your priceless possessions were destroyed in a fire or other peril, having adequate insurance protection might be able to help you replace your fine collectables
The damage caused to a home from water can be devastating, and in most cases water damage is not covered by homeowners insurance
Your home is your castle – but protecting it properly does not mean a moat and turrets, but rather, specialized insurance coverage specifically designed for high value homes
Homeowners insurance provides coverage in the event of damage to your property, as well as liability for injuries and damage you cause to other people
To assist you in preparing your family and/or your business, we have added a number of resources
Coverage for the cost of reclaiming your financial identity - such as hiring an attorney, making phone calls, and lost wages
Homeowners insurance generally covers jewelry theft, but not if the loss is for other reasons
How much life insurance do you need? There are a number of factors to consider
Long Term Care Insurance can help protect you, as well as those you love, in the event that extended health care is needed
No matter the type of ride, we offer insurance to protect you and your bike
Your pet is a member of the family, and when they get sick you want to make sure they have the best medical attention they need
Renters insurance is designed to protect you against damage or loss of personal property when you rent an apartment, condo, or home
Regardless of the type of RV you have, we have the specialized type of insurance to provide you with the protection you need
Are your insurance liability limits sufficient to protect your assets and future earnings in the event of a lawsuit?
We specialize in helping our clients with vacation homes with their insurance protection
What if there was a back up of your drain system – would your insurance cover the damage?
Wedding insurance helps make things right - even when something goes wrong