Water Back Up

What if there was a back up of your drain system – would your insurance cover the damage?

Spring and fall tend to be the wettest seasons, making homes more susceptible to the backup of drain lines. And if there is a backup the damage caused can be substantial. However, did you know a standard homeowner’s insurance policy excludes coverage for damage of drain back ups or if a sump pump fails? If you have a finished basement, your basement is used for storage, or if your mechanical systems are located in the basement, you should strongly consider this additional layer of protection.

Be sure to ask us about this protection; it can often be purchased as an endorsement to your exiting coverage or on its own.

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Automobile Insurance

Automobile insurance is designed to help provide financial protection from auto-related damages, loss, or injuries

Boat/Personal Watercraft

There is nothing like being on the open water! However, what if something happened and you were involved in an accident?

Classic Car

We specialize in classic and collector cars with unparalleled service and knowledge... We understand the market and the importance of insuring your car for its true value

Condominium Insurance

We understand the market for condominium owners and specialize in helping our clients with this type of coverage

Disability Insurance

Disability insurance can help to replace a portion of your income when you are sick or injured and unable to work

Earthquake Insurance

Earthquakes have occurred in 39 states since 1990, and approximately 90% of US households live in areas considered seismically active

Farm Insurance

We provide competitively priced programs for all types of farms and agribusinesses

Fine Art/Collectibles Insurance

If there were a theft or your priceless possessions were destroyed in a fire or other peril, having adequate insurance protection might be able to help you replace your fine collectables

Flood Insurance

The damage caused to a home from water can be devastating, and in most cases water damage is not covered by homeowners insurance

High-Value Homes

Your home is your castle – but protecting it properly does not mean a moat and turrets, but rather, specialized insurance coverage specifically designed for high value homes

Homeowners Insurance

Homeowners insurance provides coverage in the event of damage to your property, as well as liability for injuries and damage you cause to other people

Hurricane Preparedness

To assist you in preparing your family and/or your business, we have added a number of resources

Identity Theft

Coverage for the cost of reclaiming your financial identity - such as hiring an attorney, making phone calls, and lost wages

Jewelry Insurance

Homeowners insurance generally covers jewelry theft, but not if the loss is for other reasons

Life Insurance

How much life insurance do you need? There are a number of factors to consider

Long-Term Care Insurance

Long Term Care Insurance can help protect you, as well as those you love, in the event that extended health care is needed

Motorcycle Insurance

No matter the type of ride, we offer insurance to protect you and your bike

Pet Insurance

Your pet is a member of the family, and when they get sick you want to make sure they have the best medical attention they need

Renters Insurance

Renters insurance is designed to protect you against damage or loss of personal property when you rent an apartment, condo, or home

RV Insurance

Regardless of the type of RV you have, we have the specialized type of insurance to provide you with the protection you need

Umbrella Insurance

Are your insurance liability limits sufficient to protect your assets and future earnings in the event of a lawsuit?

Vacation Homes

We specialize in helping our clients with vacation homes with their insurance protection

Wedding Insurance

Wedding insurance helps make things right - even when something goes wrong

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