Embracing Fall: Beauty and Risk

Fall is a mesmerizing season, with its vibrant foliage and crisp air inviting us to enjoy outdoor drives. However, this enchanting time of year also brings hidden dangers, particularly an increased risk of deer-related accidents. It’s surprising to realize the financial impact of these incidents, with over $1 billion in damages annually and an average repair cost of $3,000 per collision, underscoring the real-world consequences. Thankfully, you can take proactive measures to protect yourself and your vehicle during these high-risk months from October to December.

Key Deer Safety Tips

1. Be mindful of peak activity hours. During this season, deer are most active in the afternoon but can be harder to see at dawn and dusk. Be extra cautious when driving at these times, especially on rural roads or in wooded areas.

2. Use your seat belt. Wearing your seat belt significantly reduces the chance of serious injury in the event of a collision.

3. Know when not to swerve. If a deer suddenly appears in your path, brake firmly but try to stay in your lane. Swerving can lead to more serious accidents involving other vehicles, trees, or guardrails.

4. Heed the signs. Deer crossing signs aren’t just for show — they’re placed in high-traffic areas where deer frequently move across the road. Reducing speed in these zones can give you more time to react.

5. If a collision occurs, take the proper steps. Move your vehicle to a safe location and turn on your hazard lights. Call the police, avoid approaching the animal, and contact your insurance provider to report the incident.

6. Look for more than one. If you see a deer cross the road, slow down and stay alert. Deer often travel in groups, so others may follow close behind.

7. Use your high beams wisely. When driving at night, use high beams where there’s no oncoming traffic. This can help you spot a deer’s reflective eyes from farther away.

While deer collisions are indeed a significant seasonal hazard, adopting these measures can drastically reduce the risk. Stay alert and treat every rural road or wooded stretch as a potential risk zone. For any questions about your auto insurance coverage, particularly about deer-related incidents, contact our office. We're here to help you ride through the season safely.