Services for businesses
General Liability
The Importance of General Liability Insurance
Protect Your Business
General liability insurance is essential for shielding your business against various risks that could result in financial loss. It provides protection against claims of bodily injury, property damage, and other liabilities that can arise from your business operations. At Wright-Gardner, we offer comprehensive general liability insurance tailored to meet the unique needs of your business.
Our policies cover legal costs, settlements, and judgments resulting from covered claims, allowing you to focus on running your business with confidence. We work closely with you to customize your coverage and ensure you are well-protected against unforeseen events.
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Property Damage
If your business causes damage to someone else’s property, general liability insurance covers repair or replacement costs. This can include damage to physical property or assets owned by clients or other third parties.
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Bodily Injury Claims
General liability insurance covers medical expenses and legal costs if someone is injured on your business premises or as a result of your business operations. This includes slips, trips, and falls, as well as other accidents.
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Legal Defense Costs
In the event of a lawsuit, general liability insurance covers legal defense costs, including attorney fees and court expenses. This coverage helps protect your business from the financial burden of legal proceedings.
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Advertising Injury
General liability insurance also covers claims related to advertising injuries, such as defamation, slander, or copyright infringement. This protects your business from potential legal issues related to marketing and advertising activities.
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Product Liability
This coverage protects your business against claims arising from defects or issues with products you sell or manufacture. If a product causes harm or damage, product liability insurance helps cover the costs of legal defense and settlements.
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Medical Payments
This coverage provides for medical expenses if someone is injured on your business premises, regardless of fault. It ensures prompt payment for medical treatment, helping to prevent minor incidents from escalating into larger claims.
What does general liability insurance cover?
General liability insurance covers bodily injury, property damage, product liability, advertising injury, and legal defense costs related to claims made against your business. It provides protection for a wide range of potential risks.
Is general liability insurance required for all businesses?
While not always legally required, general liability insurance is highly recommended for all businesses to protect against common risks and potential claims. It is especially important for businesses with public interactions or those providing services.
How much coverage do I need?
The amount of coverage needed depends on factors such as the size of your business, the nature of your operations, and the potential risks you face. We can help assess your needs and determine an appropriate coverage amount.
COMPREHENSIVE PROTECTION
Contact Us Today
Secure your business with the right coverage—contact
Wright-Gardner Agency now to discuss your general liability insurance options. Our team is here to help you find the best solution and provide the support you need. Reach out for a consultation and experience the exceptional service that sets us apart.